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Medicare Extra Help

Have questions about the Low Income Subsidy or Extra Help with Medicare prescription drug costs? Expand each question below for tips and tools to help you learn more.

Extra Help is a program to help people with limited income and resources pay for Medicare prescription drug program costs.


Extra Help may help lower your out-of-pocket prescription drug costs such as premiums, copays or coinsurance. It also covers you throughout the coverage gap and waives any Part D late enrollment penalty.

If you qualify for Extra Help and join a Medicare prescription drug program, you will:


Four different levels of Extra Help


Based on your income and assets, you could qualify for one of four different levels of Extra Help. Depending on your plan and your level, the program may pay 25%, 50%, 75% or 100% of your monthly Medicare Part D premium for you.


Keep in mind: Extra Help only covers prescription drug costs.

You may qualify for Extra Help if your income is limited to $21,870 for an individual ($29,580 for a married couple living together), and your resources are limited to $16,660 for an individual ($33,240 for a married couple living together).


Note: Amounts are for 2023 and may change in 2024. If your income and resources are slightly higher, you should still apply. Any changes to these amounts will be posted once they are published by the Centers for Medicare & Medicaid Services (CMS). Please check back in January 2024 for updates.


For more information about qualifying, call or visit:


There are multiple ways to apply for Extra Help. Here are three ways to start:



More questions? We've got answers

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