Allina Health | Aetna is an affiliate of Allina Health and Aetna Life Insurance Company and its affiliates (Aetna). Aetna provides certain management services to Allina Health | Aetna.
How to read your Annual Notice of Change (ANOC)
Your ANOC is a document your health plan sends each September to inform you on what’s different in your Medicare plan for the coming year. We want to help you better understand changes to your Medicare plan for 2026.
A step-by-step approach
Each year, Allina Health | Aetna Medicare members receive their ANOC. While it’s a big document, a little guidance can make it easy to follow. Here's what to look for:
Table of Contents. Start here. This is your roadmap showing you where to skip directly to the sections that matter most to you.
Summary of Important Costs for 2026 section. Look here to see a side-by-side of your plan costs in 2025 compared to your plan costs in 2026. This is where you can get a quick overview of any changes to your monthly premium, deductibles, and out-of-pocket costs.
Changes to Benefits and Costs for Next Year. Don't skip this section. It goes into detail about updates to your 2026 plan, which can include:
- Plan name
- Monthly premium
- Medical, prescription or supplemental benefits
- Provider and pharmacy networks
- Out-of-pocket costs and more
This button takes you to your secure member website. You will be prompted to log in before being directed to your ANOC.
Why do changes happen every year?
We need to balance health care costs and new government requirements while still offering you the best coverage we can. That sometimes requires adjustments to a plan.
We want you to have the best coverage for your health needs
Reviewing and understanding your ANOC is important. It can help you decide if your Allina Health | Aetna Medicare plan still meets your needs. After reviewing your ANOC, ask yourself:
Does your 2026 plan work for you and your health needs? You’re all set. Your plan will automatically renew on January 1, 2026.
Need help walking through your ANOC?
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TOGETHER FOR A HEALTHIER YOU®
Allina Health | Aetna Medicare
Allina Health and Aetna have partnered to transform the way you experience health care. Allina Health is a leading not-for-profit health system with over 27,000 employees that make a difference in the lives of the millions of patients seen each year at our convenient clinics and hospitals, and through a wide variety of specialty care services. Aetna is one of the nation's leading diversified health care benefits companies, serving about 46.5 million people. Together, we’re reinventing the health care system and helping members achieve their health goals.
Allina Health | Aetna Medicare is a PPO plan with a Medicare contract. Enrollment in our plans depends on contract renewal.
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Have questions? We can help.
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